6 Steps to a Brighter Future
1. Meet:
Begin the client/financial professional relationship
- Get to know more about you and how we can help you
- Introduce you to our philosophy, expertise, and capabilities
- Discuss your current savings and income levels
- Establish pricing and fee schedule
2. Discover:
Identify your goals and opportunities
- Gather necessary and appropriate financial data and assess your tolerance for risk
- Discuss your expectations for saving and investing
- Perform comprehensive review of your personal financial profile
- Address any questions or concerns you may have
3. Evaluate:
Analyze your current situation
- Confirm and clarify the information you provided
- Discuss the findings of our comprehensive financial review
- Prepare a preliminary financial plan as a sample of what you can expect
- Explore alternative ideas and refine recommendations as needed
4. Design:
Create a custom-built plan
- Begin identifying solutions that fit your situation
- Determine which opportunities can help you reach your goals
- Develop a working plan document based on your input and our expertise
- Establish a formal action plan to move forward
5. Act:
Set your plan in motion
- Review and recommend specific and beneficial financial products
- Coordinate with your other professionals: CPA, attorney, insurance agent, etc.
- Discuss your level of comfort with the final plan and make any required changes
- Work together to implement the financial plan
6. Monitor:
Ongoing review and assessment
- Ensure financial targets are being met
- Take account of any changes to your financial situation
- Make adjustments as necessary
- Update your financial plan to keep current